When it comes to my savings, I'm adopting a new mindset: Less is more. One of the big money moves I made this year was merging all of my savings accounts into one account. Why? I wanted to keep things ...

With sign-up bonuses, balance transfer deals and new offers in the mail, it pays to apply for another new card every now and then. But all those cards can be tough to manage after a while. Wouldn't it ...