Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

Financial institutions across the country are offering certificate of deposit (CD) rates above 4%, providing savers with opportunities to maximize returns in the current interest rate environment.A ...

At the end of July, the Federal Reserve will meet again to discuss the future of interest rates. So far, the Fed has kept the federal funds rate locked. While there has been some pressure on the ...

There’s a high probability that the Federal Reserve will cut interest rates at its September 16-17 meeting, according to interest rate traders. Indeed, the CME FedWatch Tool indicates an 87.1% ...

After climbing to decades-long highs over the course of the last few years, CD rates have generally undergone a gradual decline in the first half of 2025, pros say. That said, there are still some CDs ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

The bank’s CD lineup includes various term options, with several featuring rates that financial analysts consider competitive in today’s market. These offerings come at a time when consumers are ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...