The amount you owe may also be subject to your state's statute of limitations, which typically ranges from three to 10 years, ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

When it comes to getting debt-free, the right strategy can make all the difference. There are a lot of potential tools and resources that could help you take control of your finances and find debt ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.