Homeowners insurance is the best way to protect your house, your belongings and your peace of mind. If you have a mortgage, it's probably mandatory. But it's easy to get confused trying to figure out ...

On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Home insurance is not just creeping higher going into 2026, it is resetting the baseline for what you pay into escrow every ...

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

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Learn what wildfire insurance covers for your home and how to protect against financial risks from wildfires. Ensure your ...

Climate change shapes where and how we live. That's why NPR is dedicating a week to stories about solutions for building and living on a hotter planet. The roof on Ron Watson's house in Spanish Fort, ...