Year-end retirement withdrawals carry tax risks, RMD deadlines, market challenges and planning pitfalls that can ...

If you inherit a tax-deferred retirement account, like an IRA or a 401(k), you’ll pay income taxes on the money when you ...

For households with very little saved, there is a rulebook. A tight retirement requires you to restructure your spending, ...

The 4% rule operates under the assumption that your retirement portfolio has a fairly equal mix of stocks and bonds. And that ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Ready to retire? Here's how to swap your 'peak earnings' mindset for a 'preserve-plus-grow' approach instead of relying on ...

The creator of the 30-year-old rule has bumped up his recommendation after a new analysis. Rangely García for Money William Bengen’s popular retirement withdrawal rate just got a raise — it’s now 4.7% ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. Investopedia/Julie Bang A new Vanguard study ...

Why Should I Invest in my Retirement? Financial planners estimate that you'll need between 70-90% of your pre-retirement income to live comfortably in retirement. Retirement income is typically made ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...