Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your ...

Why do credit cards have such high rates? The New York Federal Reserve looked into the matter and came up with two chief ...

Personal loan protection insurance can be a useful tool to help protect you from defaulting in the event of an emergency, ...

Even some of the cards on our best credit cards list charge APRs up to 25%. The average personal loan APR is currently 9.65%. While a balance transfer card with a long 0% APR might be a cheaper ...

I'll walk you through how to get a business loan with no money. We'll also explore funding options, lender requirements, and ...

The best debt consolidation loans are from LightStream, SoFi and PenFed Credit Union. These lenders offer interest rates lower than average credit card rates, with some as low as 6.49% annual ...

More than 9 million student loan borrowers could see their credit scores plunge significantly over the next few months.