Kelly-Ann Franklin has spent more than two decades in journalism which has helped her build a wide knowledge base of business and personal finance topics. Her goal with editing is to ensure tough ...

Applying for a new credit card can affect your credit score by changing your credit utilization ratio, adding a new credit inquiry and adjusting your average account age. Credit card companies may ...

Erin Gobler is a personal finance writer based in Madison, Wisconsin. She writes about topics including budgeting, student loans, credit, mortgages, investing and insurance. Her work has been ...

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Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

Applying for a credit card isn't hard, but it helps to know in advance what information you'll need. Many or all of the products on this page are from partners who compensate us when you click to or ...

Mitchell Grant has been working with both small businesses and Fortune 100 companies—such as Citigroup and Wells Fargo—for years. Although he grew up in Michelin restaurants and California wineries, ...

Many people get new credit cards to earn valuable bonuses, take advantage of special perks or get interest-free financing. These features can be expensive for card issuers, so they implement rules to ...

When you're ready to apply for a credit card, you can take steps to help your chances of approval. Check your credit, see if you're preapproved and compare card offers before you apply. Preapproval is ...

Applying for a business credit card is usually a straightforward process that you can complete online or in person at a branch of the relevant bank. You’ll be asked to provide some essential info ...