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Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Gordon Scott has been an active investor and ...

Mitchell Grant is a self-taught investor with over 5 years of experience as a financial trader. He is a financial content strategist and creative content editor. Timothy Li is a consultant, accountant ...

Qualified retirement plans offer tax benefits and must comply with IRS and ERISA rules. Contributions to these plans are pre-tax, allowing deferred taxation and tax-free growth. Many qualified plans ...

Carley Millhone is a writer and editor based in the Midwest who covers health, women's wellness, and travel. Her work has appeared in publications like SELF, Greatist, and PureWow. Jay N. Yepuri, MD, ...

75% of full-time workers have access to employer-sponsored defined contribution plans. Employer and employee contributions to qualified plans are pre-tax, though some plans have Roth options. Defined ...

Julia is the associate news editor for Health, where she edits and publishes news articles on trending health and wellness topics. Her work has been featured in The Heights, an independent student ...