But I also don’t want to be sober. I love click-clacking my way into a fancy event and being handed a glass of free champagne ...

Look into my eyes, not around my eyes, and tell me the truth: if you like a beer, a gin or a glass of wine, have you ever ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

A form of installment credit, personal loans must be repaid in regular increments over a set period, or term. Since they have lower interest rates, they can be an affordable alternative to credit ...