Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Thomas J. Brock is a CFA and CPA with more ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. A fixed-rate payment is a type of loan installment where the interest rate remains constant ...

Paying off debts is one of the most important steps in improving your financial life. How you approach it, though, comes down to your personality. If you're someone who needs a quick win right off the ...