If you’re in urgent need of money, but are too paiseh to borrow from your family and friends, your best bet is probably a ...

*Variable APRs for Apple Card range from 18.24% to 28.49% based on creditworthiness. Rates as of January 1, 2025. Existing customers can view their variable APR in the Wallet app or card.apple.com.

The Sapphire Reserve has new annual credits, memberships, rewards and a higher welcome offer, but none of these make me want the card.

“The current banking and credit card system redistributes wealth upward, with the middle- and working-class subsidizing ...