These are today's mortgage and refinance rates. Mortgage rates are expected to ease this year, but that hinges on inflation coming down.

Mortgage costs stayed stubbornly high in 2024, with 30-year fixed rates holding well above 6% for most of the year. Unfortunately for buyers, 2025 isn't looking much better. The Federal Reserve has been cutting interest rates,

U.S. mortgage rates jumped again this week as the New Year beckons. That's the word from Freddie Mac, which released its latest data. Freddie Mac reports the 30-year fixed mortgage rate averaged 6.85% for the week ending Dec.

These are today's mortgage and refinance rates. Mortgage rates are up from one year ago, and they might not drop much this year.