Free financial calculator to find the present value of a future amount or a stream of annuity payments.

Jun 11, 2025 · Present value (PV) is calculated by discounting the future value by the estimated rate of return that the money could earn if invested. Present value calculations are used to …

Use this online PV calculator to easily calculate the Present Value, a.k.a. Present Worth of a future sum of money or stream of cash flow based on the rate of return (discount rate) and the …

Aug 1, 2025 · Calculate the Present Value and Present Value Interest Factor (PVIF) for a future value return. This basic present value calculator compounds interest daily, monthly, or yearly.

Present Value (PV) = FV / (1 + r) n. Where: PV = the Present Value, FV = the Future Value, r = the interest rate (as a decimal), n = the number of periods. Present value calculations are also …

Wolfram|Alpha can quickly and easily compute the present value of money, as well as the amount you would need to invest in order to achieve a desired financial goal in the future.

Present value calculations form the foundation of financial decision-making and investment analysis for building wealth and evaluating opportunities.

By calculating the current value of future cash flows, individuals and businesses can compare different investment options and assess the profitability of projects. Firstly, determine the …

Feb 14, 2024 · The formula used to calculate the present value (PV) divides the future value of a future cash flow by one plus the discount rate raised to the number of periods, as shown below.

Present value calculator allows to quickly insert any future value and find out its current worth.